Calle Del Embarcadero

Stinson Beach | California

Welcome

Home Sweet Home

View Photos Watch Film 360° VTour Open House

Heidi Faulkner

Presented At

$1,550,000

Bedrooms

Bathrooms

Living

648

SQFT

15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States. - Photo 1

15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States. - Photo 2

15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States. - Photo 3

15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States. - Photo 4

15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States. - Photo 5

15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States. - Photo 6

15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States. - Photo 7

15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States. - Photo 8

15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States. - Photo 9

15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States. - Photo 10

15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States. - Photo 11

15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States. - Photo 12

15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States. - Photo 13

15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States. - Photo 14

15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States. - Photo 15

15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States. - Photo 16

15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States. - Photo 17

15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States. - Photo 18

15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States. - Photo 19

15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States. - Photo 20

15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States. - Photo 21

15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States. - Photo 22

15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States. - Photo 23

15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States. - Photo 24

15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States. - Photo 25

15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States. - Photo 26

15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States. - Photo 27

Calle Del Embarcadero

Stinson Beach | California

15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States. , Stinson Beach , California 94970

15 Calle Del Embarcadero, Stinson Beach, Ca 94970

Reimagined 1950s beach cottage, just 60± barefoot yards from the sandy beaches of the Pacific Ocean in one of Northern California’s most desirable and vibrant coastal communities. Stinson Beach has long been home to artists, musicians, surfers and dreamers, inspired by the vibe, nature’s soundtrack and the rhythms of coast life. This light-filled coastal home is as much a gathering place for family and friends as it is a solitary refuge of ease and inspiration. This expertly redesigned home blends enduring vintage charm with sophisticated modern upgrades, offering engineered hardwood floors, designer lighting, custom finishes, updated systems, and a newer TPO Thermo plastic polyolefin roof. The sun-filled kitchen features quartz countertops, handcrafted cabinetry, and iconic Smeg appliances that combine standout style with daily function. Abundant windows draw in natural light, highlighting the home’s seamless indoor-outdoor flow and enhancing its open, welcoming atmosphere. Step into a lush, private backyard retreat perfect for peaceful mornings, al fresco dinners, or simply unwinding to nature’s music: crashing waves, rustling breezes, harmonious birdsong, and barking seals. Walkable to beaches, cafes, trails, and restaurants. Your life awaits.

Property

3D Street View Tour

Property Location

15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States., Stinson Beach California

Local Weather & Climate

Stinson Beach, California

Current Conditions Updated recently

67 °F

Clear sky

Feels Like 66°F

Humidity 65%

Wind 5 mph

Visibility 6.2 mi

Sunrise 2:17 PM

Sunset 2:20 AM

5-Day Forecast

Wed 18 Mar

Clear

High 71°

Low 62°

Thu 19 Mar

Clear

High 72°

Low 61°

Fri 20 Mar

Clear

High 70°

Low 62°

Sat 21 Mar

Clouds

High 67°

Low 56°

Sun 22 Mar

Clouds

High 62°

Low 51°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Stinson Beach?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (United States)

$0 Est. First Year Interest Deduction

$0 Est. Annual Tax Savings

*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

Ready to explore financing?

Connect with trusted mortgage partners

Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$155,000,000

15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States.

Stinson Beach, California 94970

2 Beds

View All Photos

Market Opinion

Ultra Luxury 50.1× median

View prices in:

Our perspective on current market conditions in Stinson Beach. For informational purposes only — always consult a licensed real estate professional before making decisions.

Neutral Market

Balanced conditions. Negotiate wisely.

Buyer Score

Prices are down 47.2% year-over-year

Homes are taking 104 days to sell - more time to negotiate

Expect to pay 2.5% above asking price

Local Market Price Trends

Median home sale prices in Stinson Beach, California — ZIP code 94970 over the last 24 months. This shows how property values in this neighborhood have changed over time, helping you understand whether the market is appreciating, stable, or cooling.

This property is listed at $155,000,000

Area median: $3,091,000

-47.2% year-over-year (well below the 3.5% historical avg)

Market Competition

104 days

Days on Market

Above typical

102.5%

Sale-to-List Ratio

Above asking

Future Value & Wealth Building

Starting investment: $1,550,000 20% down ($310,000)

42.4 years

Double Your Investment

Based on current market trends, your property value could double

$761,327

10-Year Equity

Your potential equity after 10 years of payments and appreciation

$8,250

Monthly Investment

Estimated monthly mortgage payment (principal & interest)

$2,531,694

30-Year Wealth Potential

Total equity after full mortgage payoff with market appreciation

2.5x

Leverage Power

Your $310,000 down payment could grow to $761,327 in equity (10 yrs)

Investment Perspective

$1 → $1.18

Every dollar invested today could become $1.18 in 10 years

$100 → 118 $1,000 → $1,178

$70/day

Your home may appreciate while you sleep

$491/week $2,130/mo $25,558/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$189K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential -27% advantage over stocks

-$853K

+$761K

$761K Potential Equity

vs $853K lost to rent over 10 years

$310K Down Payment Growth

2.5x

10yr

$761K

4.6x

20yr

$1.4M

8.2x

30yr

$2.5M

Wealth Comparison

×6

Equivalent to 6 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $2.5M

Time to Double Your Investment (accounting for market cycles)

60.5

years

Conservative

1.15% effective/yr

42.4

years

Market-Based Opportunity

1.65% effective/yr

26.6

years

Optimistic

2.64% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $1.7M +12%

Market $1.8M +18%

Optimistic $2.0M +30%

$761K est. equity

20 Years

Conservative $1.9M +26%

Market $2.1M +39%

Optimistic $2.6M +68%

$1.4M est. equity

30 Years

Conservative $2.2M +41%

Market $2.5M +63%

Optimistic $3.4M +119%

$2.5M est. equity

Historical Market Context

How current appreciation compares to long-term averages

National Long-Term Average

4.27 %

1967 – 2024

57 years of U.S. home price data

Recent Decade Average

6.5 %

2014 – 2024

Post-recovery bull market

Opportunity Zone

Current 2.5% appreciation is below the national historical average. This market may offer value opportunities.

Projections account for historical market cycles (~12% corrections every 6 years). Effective annual growth after corrections: 1.6%. Market scenario reflects current 2.5% YoY trend from Redfin (Apr 2026). These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from U.S. Census Bureau, World Bank, Zillow, and Redfin | Market data updated Apr 2026

Neighborhood Demographics

ZIP 94970 • 2022 ACS Data

400 Population

Median Age: 63.0

$74,643 Median Income

Average

$1,718,800 Median Home Value

Rent: $1,750

56.5% College Graduates

High

Housing

Homeowners 18.2%

Renters 12.3%

Vacancy Rate 69.5%

Employment

0.0% Unemployment

13.4% Work From Home

Education Attainment (Age 25+)

High School+ 92.9%

Bachelor's+ 56.5%

Graduate+ 24.9%

Data from U.S. Census Bureau American Community Survey 2022

Local Market Trends

Real estate market data for Stinson Beach

Cold Market More inventory, buyers have negotiating power

$3,091,000

Median Sale Price

$2,930

Price per Sq Ft

104

Avg Days on Market

Data provided by RentCast

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does 15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States have?

This house at 15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States features 2 bedrooms with 648 square feet of living space.

What is the size of 15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States?

This property offers 648 square feet of living space.

What is the listing price for 15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States?

This property is listed at $155,000,000, which equals $239198 per square foot.

What are the current real estate market conditions in Stinson Beach?

In Stinson Beach, home prices have decreased 47.2% over the past year, homes typically sell within 104 days, it's currently a unknown. These market conditions can affect pricing strategies and negotiation opportunities.

Is now a good time to buy a home in Stinson Beach?

Based on current market indicators, Stinson Beach shows an active market. The market opportunity score is 69 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is 15 Calle Del Embarcadero , Stinson Beach, CA 94970, Stinson Beach, California, United States?

This is a house located in Stinson Beach, California. The property is situated in an established neighborhood with convenient access to local amenities and services.

Brokerage: